Despite the technological advancements in the banking sector, international remittance transactions remain expensive. Our research shows that the average cost of money transfers in 2021 was $50 with an average fee of 2.9%, and an average fee of 1.1% for a bank transfer. The high transaction costs are a major constraint to the end user, as not all customers can afford to spend that amount for a transaction, or some of the customers refrain from completing bank transactions due to the associated costs that the banks
incur.
In a world of instant gratification, slow transactions are another pain point that consumers have been
facing. Since consumers expect instantaneous results, the long process of sending money is irritating them as it leaves sender`s account instantly upon a transfer, but at the same time it can take several days for processing until the amount shows up in the recipient’s account.
There is an urgent need for market regulations, legal infrastructure and standardization across all markets.
Fragmentation, chaos and inability for exercising globally approved and enforced control methods pose
high risks to the future of crypto exchanges` development. There is also a constraint that has led to serious flaws in trading platforms, and blind spots in exchange markets.
Unfortunately, the growth of cryptocurrency in today’s society is generally designed for those who has deep technical and financial knowledge only.
This is where we present OJA as an ideal solution that makes it possible to utilize the power of digital currency by anyone. OJA can be a form of proof of the technology that make crypto trading & investment easier for users within just a few clicks. Buy and sell crypto has been never that easy.
OJA is a crypto trading platform that enables anyone to buy, sell, earn and pay with cryptocurrencies instantly without deep knowledge of technical and financial requirement.
OJA also cares about its users. OJA’s users will be rewarded with OJA Coin every time they make transaction in the OJA trading platform. This makes crypto transactions more interesting and beneficial.
OJA is a high-speed, and cost-friendly blockchain. It's explicitly built to speed up transactions with almost zero transaction fees. We use a power-efficient proof-of-work algorithm hash, NIST5 which is a winning algorithm of the US National Institute.
Blockchain features
World-class Security
NIST5 is an exhaustive set of guidelines for how organizations can prevent, detect, and respond to cyberattacks. It is officially known as the Framework for Improving Critical Infrastructure
Cybersecurity. There are a total of 108 security controls that provide specific security action items.
Fast transaction
Thanks to its ultra-fast OJA Network, the transaction process can be confirmed with an average of 45 sec.
Almost zero transaction fee
Avoid an expensive gas fee, and start benefiting from our 0.0001 OJA network fee. Now you can transfer and make payment without worry about the transaction cost.
Environment-friendly and Energy-efficient hashing algorithm
OJA Coin utilizes an ASIC-Resistance mining algorithm that is much more power-efficient. It also creates fairness for the community as it allows everyone to participate in the mining without having to have a specialized ASIC mining computer.
Oja has 4 main products within OJA Blockchain
OJA Trading
OJA Payment
OJA Wallet
OJA Rewards
OJA Features
1. OJA Trading
Our mission is to accelerate the adoption of cryptocurrency so that you and the rest of the world can participate in the future of payment through the power of blockchain. OJA Trading is set to make trading accessible to anyone, anywhere.
Easy Deposit
Deposit your USD/EUR/ or IDR on your terms. OJA Trading accept the following FIAT Deposit:
EUR:
Use Credit card, paypal or IDEAL
USD:
Use credit card or paypal
IDR:
Direct bank transfer, or credit card, and later from your digital wallet (GoPay, Ovo, Dana) or even through convenient store.
Buy Crypto
Buy Crypto-coins or tokens within seconds without trading and technical knowledge. The transaction is secure, blazing-fast, and low-fees. We plan to support at least 100 digital assets in our platform. OJA Coin implement KYC Identity Verification to reduce fraud with frictionless ID verification.
You can directly deposit fiat and buy OJA coins in our web wallet. Visit
htps://wallet.ojacoin.org
Secured Platform
We take security measure and your trust seriously. Our priority is to ensure your account in our platform is safe. It complies with relevant legislation.
2. OJA Payment
With OJA you can also make payments to merchants, send money to friends and family, or instantly convert your OJA into local currencies and other cryptocurrencies through our partnered exchanges. It’s a safe and secure way to use and transfer funds.
OJA Payment is a payment solution that can be easily and seamlessly integrated into any businesses who wants to start accepting OJA or any cryptocurrency as payment. For instance, to pay for a service or product, the buyer will only have to complete the checkout, login into OJA account, and confirm the payment. The underlying OJA Coin protocol will then execute the transaction by transferring the required amount of OJA to the seller’s address. OJACoin Payments can also be used in borderless remittances by directly sending OJA or any cryptocurrency to another user, regardless of what digital wallets they used or where they are located.
3. OJA Wallet
OJA Wallet
OJA Wallet Using the OJA wallet will provide you with a safe, convenient, alternative way to store your funds. OJA takes security extremely seriously with world-class standards to protect your funds at all times.
We take security measures and your trust seriously. Our priority is to ensure your account in our platform is safe. It complies with all relevant legislations
Along with its campaign and sponsorship projects, OJA gives its users the opportunity to experience blockchain technology in the easiest way. With OJA Wallet, our users will have the opportunity to both participate in campaigns and earn OJA with partnership agreements.
OJA is a wallet system that will be developed for fast, secure, and easy transactions on the ecosystem separate from the OJA crypto trading platform. Thanks to special applications created on desktop,
mobile and web platforms, people will be able to use OJA wallets 24/ 7 and transfer funds at very low transaction fees and at high speeds
Desktop wallet
Download for Mac : https://ojacoin.org/download/mac.zip
Download for Windows : https://ojacoin.org/download/windows.zip
Download for Linux : https://ojacoin.org/download/linux.zip
Web-based wallet :
https://wallet.ojacoin.org/
Mobile : coming soon.
4. OJA Rewards
Brand Rewards (for merchants)
Digital currencies are quickly becoming mainstream. To accelerate the adoption of cryptocurrency, OJA is proud to present OJA Brand Rewards program. As a merchant, you can participate in this program and increase your customer loyalty by rewarding your customers with OJA Coin.
This limited edition program is set to support “good-hearted” local and digital brands to give their customers compliments on OJA coin. The customers can redeem OJA Coin with the brands offered such as services or products.
57.600.000 OJA Coin (8% of total supply) is allocated for the brand rewards.
Community Rewards
It is the recipe for our success and what we have achieved so far. As an acknowledgment to the community, you will receive rewards from time to time, follow our social media channel to get the latest notification about our community rewards.
We have planned multiple airdrops throughout the project and the community will be rewarded by being active in the chat groups, social media, and helping promote the project.
7.200.000 OJA Coin (1% of total supply) is allocated for the community rewards.
Trading Rewards
OJA Coin at the moment has an incentive to reward OJA Coin to anyone who use OJA trading to buy other cryptocurrencies listed on the platform. The amount of OJA as rewards are based on the total FIAT value converted during the BUY/ SELL activities.
The amount of OJA rewards will be given instantly according to the 3 factors, amount or value of the transaction (LTV), the number of available trading rewards supply, and numbers of mined blocks.
50.400.000 OJA Coin (7% of total supply) is allocated for the brand rewards.
Coin Distribution
Total Supply :
720,000,000 OJA
720,000,000 OJA
Distribution details
60% Total supply available for public mining
8% Total supply for brand rewards
7% Total supply for trading rewards
7% Total supply for pre-sale and ICO
6% Total supply for project developers
5% Total supply for marketing team & bounty fees
3% Total supply for future project development
2% Total supply for foundation
1% Total supply for community airdrop
1% Total supply for the stakeholders
Pre Sale & ICO
Pre Sale Stage 1
Rate: $ 0.025
Rate: $ 0.025
Start & End Date: Oct 1st - Oct 31st 2021
Supply: 15.000.000 OJA
Soft Cap: $187,500
Hard Cap: $375,000
Pre Sale Stage 2
Rate: $ 0.05
Start & End Date: Nov 1st - Dec 31st 2021
Supply: 15.000.000 OJA
Soft Cap: $375.000
Hard Cap: $750.000
ICO
Rate: $ 0.10
Start & End Date: Jan 1st - Feb 28th 2022
Supply: 20.000.000 OJA
Soft Cap: $1,000,000
Hard Cap: $2,000,000
ROAD MAP :
OJA ROAD MAP 2 :
Q4 2020: Research and Development
Concept & Idea Formation
Market Research
Opportunity Analysis
Team Formation
Private Funding
Acquisition
Q1 2021: Product Development
Legal Research & Consulting
Entity is founded
Applications development
MVP Development
Team Extensions
Q2 2021: System Integration
Merchants adoption
System integration with Kamboja
Extensive Legal Research & Analysis
Mutual business agreement with Major Partners
Q3 2021: Marketing and Promotion
Marketing & PR
AI Support Development
Marketplace Launch
Conferences and Promotions
Community Launch
Launch Mac, Web Wallet & Explorer
Pre-sales stage 1 at rate $0.025
Q4 2021: Product Enhancement
Launch Windows & Linux Wallet
Pre-sale stage 2 at rate $0.05/OJA (in progress)
Preparation for the ICO (in Progress)
Update & improve source codes
Q1 2022: ICO & Service Expansion
Main sales rate up to $0.10/OJA
Expansion of press activities
New product research & development
OJA Foundation launching
Halving block rewards
Start the ICO
Get listed in a major exchange
Major merchants & partners acquisitions
Release OJA Exchange
Release OJA Wallet V3
Q2 2022: Smart contract
New product research & development
Integrate wallet with Defi
network to support coin swap
New algorithm & consensus
research & development
Smart contract implementation
Improve security
dApps open for marketplace
Major merchants & partners acquisitions
Start development of merchant dashboard for loyalty programs
APress releases
Q3 2022: Merchant Dashboard and loyalty program
Merchant dashboard live
Merchant can create their own token
Loyalty program use cases
Promotion on merchant rewards
Q4 2022: NFT and Defi
Possibility of NFT projects to be developed in tmain network
Compatibility to ERC-20 for other DeFi projects to be launched in the main network
Join OJA COIN Community
Website: https://ojacoin.org/
Follow us on social networks, learn, share insights and become an active part of the OJA COIN Community.
Telegram: https://t.me/ojacoin_org
Twitter: http://twitter.com/ojacoin
Facebook: https://www.facebook.com/ojacoin.org
Instagram: https://instagram.com/oja.coin
LinkedIn: https://www.linkedin.com/company/ojacoin
Medium: https://medium.com/@ojacoin
Author : kemi123
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